Dependent life insurance

Eligibility

Full and part-time benefit-eligible faculty and staff

Plan Administrator

University of Delaware, fully insured through MetLife

Who Can Use this Benefit

Spouse, eligible dependent child(ren) up to age 26

Benefit

Spouse

$10,000 to $150,000 in $10,000 increments, or No Coverage

一道本不卡免费高清Children up to age 26

一道本不卡免费高清$5,000 or $10,000 or No Coverage

Cost

The premiums for spousal coverage are age-graded, as age increases, the premium will increase.

一道本不卡免费高清The cost for this coverage will be deducted from your pay on an after-tax basis.

Additional Resources

Visit the to view your life insurance coverage.

Additional Information

You are the beneficiary for any dependent coverage you choose.

一道本不卡免费高清You may elect coverage of $5,000 or $10,000 for dependent child(ren) up to age 26 without providing a Statement of Health (SOH). 

You must complete a Statement of Health form if you increase coverage for your spouse OR if you choose life insurance for your spouse for the first time, other than as a new employee.

一道本不卡免费高清If you are a new employee, an SOH will also be required for a spouse/civil union spouse, if increasing or enrolling for coverage greater than $30,000.  If coverage is less than $30,000, no SOH is required as a new employee. 

If an employee and spouse both work at the University, dependent children are not permitted to be insured by both parents, and no one is permitted to be covered as both an employee and as a dependent.

Before you decide, please note

  • The premiums for spousal coverage are age-graded, as age increases, the premium will increase.
  • The cost for this coverage will be deducted from your pay on an after-tax basis.
  • You are the beneficiary for any dependent coverage you choose.
  • You may elect coverage of $5,000 or $10,000 for dependent child(ren) up to age 26 without providing a Statement of Health (SOH). 
  • You must complete a Statement of Health form if you increase coverage for your spouse OR if you choose life insurance for your spouse for the first time, other than as a new employee.
  • If you are a new employee, an SOH will also be required for a spouse/civil union spouse, if increasing or enrolling for coverage greater than $30,000.  If coverage is less than $30,000, no SOH is required as a new employee. 
  • If an employee and spouse/civil union spouse both work at the University, dependent children are not permitted to be insured by both parents, and no one is permitted to be covered as both an employee and as a dependent.
  • The age limit for children is 26.